Send one linkYour friends install nothingThey pay, you watch it settleInterac e-Transfer · PayPalTax & tip split fairlyFree to startSend one linkYour friends install nothingThey pay, you watch it settleInterac e-Transfer · PayPalTax & tip split fairlyFree to start

PayMyCut · a STAIM product · coming to iOS & Android

Send one link.
The bill settles itself.

Snap the receipt and send one link to the group chat. Your friends open it in their browser — no app, no account — pay you by Interac e-Transfer or PayPal, and tap “I paid.” You watch the checkmarks land. Never chase a friend again.

Get early access →See how it works

link you send

apps they install

to start

fair
SPLIT

BAR BUCA

Nov 8, 2026 · table 14

1×Bistecca78.00

1×Cacio e Pepe32.00

1×Branzino46.00

2×Mozz di Bufala28.00

1×Vampire's Blood16.00

1×Sangria pitcher28.49

Subtotal228.49

Tax (13%)29.70

Tip (18%)41.13

Total$299.32

2 of 3 settled · $91.91 left

01 / How it works

One link. Then you stop asking.

The hard part of splitting a bill was never the arithmetic. It's the three weeks of texting people who said they'd send it over.

Snap

Point your phone at the bill. Vision AI pulls out every line, the tax, and the tip. Add the people at the table, then tap to assign who had what — shared plates, split drinks, and the friend who only got soup.

→ camera + vision AI

Send

One link, straight into the group chat. Your friends open it in whatever browser they already have. Nothing to install, no account to make, no invite to accept.

→ no app for them

Settle

They see their share, pay you by Interac e-Transfer or PayPal, and tap “I paid.” The ✓ lands on your receipt live. Tap Close & settle and the link becomes a settled receipt — not a running ledger. Done means done.

→ the self-settling receipt

02 / The part nobody else does

This is what your friends see.

Every other split app makes the whole table sign up. PayMyCut asks nothing of them: a browser, their own payment app, one tap. That's the entire ask.

🔒staim.ai/s/k3f9p

BAR BUCA

Sam sent you this

Your share

$91.91

Branzino46.00

Share of apps & drinks24.16

Tax & tip21.75

Interac e-TransferPayPal

I paid ✓

No app. No account.

No install

The link opens in Safari or Chrome like any other page. Nobody downloads anything to pay you back $18.

No account

No sign-up, no password, no contacts permission, no “invite your friends.” They tap their name and they're in.

No chasing

You watch the checkmarks land live on the same artifact you sent, and whoever is still outstanding is one tap from a pre-written reminder you send from your own messages.

No open ledger

Close & settle stamps it. The link turns into a permanent, host-confirmed settled receipt instead of a balance that follows you around forever.

03 / The other way to run it

Or skip the receipt. Let them order.

For the coffee run, the group takeout order, and every time you got stuck being the waiter for eight people.

Share a list

Scan a menu or type the items out. Send the link before anyone has ordered anything.

→ order run

They claim

Everyone picks their own items from the web page. Two lattes and a croissant, claimed by name. You never write anything down.

→ they do the typing

Lock & collect

When everyone's in, lock the run. It merges into one breakdown and settles exactly like a scanned bill.

→ one breakdown

04 / Why it works

Built for the actual dinner you went to.

Most splitters assume everyone ordered one entrée, and that the whole table will happily join an app to pay you back. Real life is shared apps, comped drinks, and one friend who never installs anything.

⟳

The self-settling receipt

Send one link. Each friend taps their name, pays you inside their own app, and marks it paid. The ✓ lands on your receipt in real time — no chasing, no screenshots, no manual tracking.

⌀

Nothing to install — for anyone

Your friends need a browser and nothing else. You don't need to sign up either: the app runs anonymously out of the box, and signing in is only there if you want to sync your own devices.

⊞

Shared items split fairly

Tag the appetizers and the pitcher of sangria as shared. Each person's total includes their own dishes plus their fair slice of everything the table touched — and you can leave the non-drinkers out of the wine.

Tax & tip handled correctly

Tax and tip are distributed proportionally to each person's sub-total — not divided evenly, which always overcharges the soup person. The tip editor does percent, dollar, round-up, and pre- or post-tax.

✦

Vision AI, not OCR

Receipts go to Gemini Flash as an image rather than through character recognition, so faded thermal paper and awkward layouts stay readable. When a parse fails it says so and offers a retry or manual entry — it never invents a receipt.

→

One tap to pay

Each person's breakdown sits beside your Interac e-Transfer address and PayPal link, with the exact amount — they pay you the way Canadians already pay each other, then tap I paid.

≡

More than restaurants

A grocery mode for the shared house shop, trips that bundle several receipts into one rollup, and a no-receipt even split for Airbnbs, tickets, and taxis.

We don't touch your money

PayMyCut never takes possession of any funds. All payments move directly between you and your friends, by Interac e-Transfer or PayPal — same as if you sent them yourself.

“I built it because I was tired of being the one who fronted dinner and then had to ask twice.”

— Stan H., founder · STAIM

05 / Pricing

Free to start. Pro when dinner is on you.

Splitting and settling work identically on Free and Pro - same math, same live link, same checkmarks. What Pro buys is a bigger AI scan allowance (every scan costs us money to run), deeper history, cloud sync, and cleaner shares: no “Made with PayMyCut” line, and linen or kraft paper instead of parchment. Pro is a one-time $7.99 CAD - buy it once, keep it forever, no subscription.

FREE

$0 / forever

The whole core loop — scan, split, share, settle. No signup, no card.

10 free AI receipt scans to start, then 3 a day, resetting at midnight UTC
Splitting & settling, same as Pro
Self-settling live links & order runs
Fair tax, tip & shared-item splitting
Interac e-Transfer & PayPal payment details
Type a receipt in by hand any time, uncapped
Name your seal on every share
Keeps your last 5 splits
Cloud sync across devices
Trips, currency convert & saved groups
Clean shares & the linen and kraft papers

Get early access

Pay once

PRO

$7.99 CAD / once

One payment, yours forever. No subscription, ever.

Everything in Free, plus -
25 AI receipt scans a day
Clean shares - no “Made with PayMyCut” line on the shared receipt or their claim page
Three paper styles - parchment, linen or kraft
Trips & multi-receipt bundles
Live currency conversion (FX)
Saved groups with payment handles
Keeps your last 100 splits
Cloud sync across devices